Investment advice

NatWest, part of Royal Bank of Scotland, is running ads at the moment for a new free personal financial review, which - amongst other things - 'will check you are getting the best possible returns from your savings and investments'. Someone in the bank has a sense of humour (or bare-faced cheek) - RBS is now mainly owned by the state, precisely because it wasn't very good at spotting dodgy investments.

Would you take advice from an organization that has had to accept a 20 billion pound bailout, and that has now admitted that it has lost up to 400 million pounds which it placed with (the aptly named) Madoff?